For many families, cost is the first concern. The good news: there are more funding options available than most people realize, and our Care Managers will help you navigate all of them at no charge.
This is the question we hear most often, and the answer frequently surprises families. Medicare generally does not pay for non-medical, custodial home care — the type of companion care, personal care, and homemaker services that HomeWell provides.
Medicare may cover short-term skilled nursing or physical therapy at home following a qualifying hospital stay. But once those skilled services end, coverage stops, leaving families to fund ongoing personal care through other means.
The good news: there are several strong alternatives, and our Care Advisors will walk you through all of them at no charge.
Free Care Planning CallMost families use a combination of sources. Here is every option available to you in Georgia.
If your loved one holds an LTCI policy, it may cover a significant portion of home care costs. Policies vary in benefit triggers, daily limits, and elimination periods. HomeWell assists with claims documentation and works directly with most major carriers.
Veterans and surviving spouses may qualify for substantial monthly VA payments to help cover in-home care. Eligibility depends on wartime service, medical need, and financial criteria. We connect families with VA-accredited resources and support the application process.
Georgia's SOURCE and CCSP programs may cover in-home care for qualifying low-income seniors. These programs are income and asset-based and may have waitlists. We help families understand eligibility and navigate next steps with the Georgia Division of Aging Services.
Many Atlanta families, particularly in Buckhead, Virginia-Highland, and Morningside, pay for care directly from savings, retirement income, or investment accounts. We offer fully transparent pricing and flexible scheduling to accommodate a wide range of budgets.
Some life insurance policies can be converted into a benefit that pays for long-term care. A qualified financial advisor can determine whether this option is available for your family's specific policy.
A reverse mortgage or home equity loan can free up funds to pay for in-home care, allowing your loved one to remain in the home they own while funding the support they need. A financial advisor can walk through the implications for your situation.
Costs vary based on type and frequency of care. Here is a general guide for Northeast Atlanta.
Companionship, light housekeeping, meal prep, errands, and transportation.
Bathing, grooming, dressing, toileting, transfers, and mobility assistance.
Full-time, live-in caregiver for continuous daily oversight and support.
Pricing is personalized to your loved one's specific needs and schedule. Call (470) 945-4800 or request a free care planning call for a transparent, no-obligation quote.
Our Care Advisors offer free, no-pressure funding guidance for Atlanta families, because understanding your options shouldn't cost anything.